Call reports 2020
ARCADIAN BANK — 2020
What ARCADIAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 170,451,000 | 182,682,000 | 189,822,000 | 170,489,000 |
| Total loans | 116,405,000 | 137,040,000 | 137,716,000 | 130,816,000 |
| Allowance for loan losses | 1,616,000 | 1,766,000 | 1,801,000 | 1,802,000 |
| Securities available for sale | 29,405,000 | 29,409,000 | 27,729,000 | 25,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,718,000 | 155,091,000 | 161,582,000 | 144,508,000 |
| Interest-bearing deposits | 110,575,000 | 111,432,000 | 114,571,000 | 107,793,000 |
| Noninterest-bearing deposits | 39,143,000 | 43,659,000 | 47,011,000 | 36,715,000 |
| Equity capital | 20,535,000 | 21,203,000 | 22,040,000 | 22,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,974,000 | 5,780,000 | 7,425,000 |
| Interest expense | 272,000 | 459,000 | 626,000 | 786,000 |
| Net interest income | 1,591,000 | 3,515,000 | 5,154,000 | 6,639,000 |
| Noninterest income | 323,000 | 898,000 | 1,473,000 | 2,113,000 |
| Noninterest expense | 1,111,000 | 2,349,000 | 3,400,000 | 4,610,000 |
| Provision for loan losses | 90,000 | 240,000 | 324,000 | 324,000 |
| Pretax income | 713,000 | 1,824,000 | 2,903,000 | 3,818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 713,000 | 1,824,000 | 2,903,000 | 3,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,468,000 | 18,849,000 | 19,729,000 | 20,642,000 |