Call reports 2019
ARCADIAN BANK — 2019
What ARCADIAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 155,621,000 | 159,581,000 | 172,450,000 | 169,165,000 |
| Total loans | 110,872,000 | 112,813,000 | 114,347,000 | 117,903,000 |
| Allowance for loan losses | 1,367,000 | 1,447,000 | 1,466,000 | 1,526,000 |
| Securities available for sale | 27,099,000 | 28,389,000 | 33,439,000 | 31,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,960,000 | 140,844,000 | 153,159,000 | 146,060,000 |
| Interest-bearing deposits | 99,777,000 | 103,577,000 | 114,951,000 | 109,639,000 |
| Noninterest-bearing deposits | 37,183,000 | 37,267,000 | 38,208,000 | 36,421,000 |
| Equity capital | 18,296,000 | 18,476,000 | 19,085,000 | 19,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,650,000 | 5,558,000 | 7,490,000 |
| Interest expense | 272,000 | 572,000 | 895,000 | 1,191,000 |
| Net interest income | 1,499,000 | 3,078,000 | 4,663,000 | 6,299,000 |
| Noninterest income | 160,000 | 516,000 | 861,000 | 1,139,000 |
| Noninterest expense | 999,000 | 2,067,000 | 3,169,000 | 4,238,000 |
| Provision for loan losses | 70,000 | 150,000 | 230,000 | 290,000 |
| Pretax income | 590,000 | 1,377,000 | 2,125,000 | 2,910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 590,000 | 1,377,000 | 2,125,000 | 2,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,681,000 | 16,621,000 | 17,168,000 | 17,955,000 |
| Total capital | 18,048,000 | 18,068,000 | 18,634,000 | 19,482,000 |
| Risk-weighted assets | 117,491,000 | 118,611,000 | 120,252,000 | 125,157,000 |