Call reports 2016
ARCADIAN BANK — 2016
What ARCADIAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 120,002,000 | 124,098,000 | 126,815,000 | 125,772,000 |
| Total loans | 91,813,000 | 91,916,000 | 95,644,000 | 99,401,000 |
| Allowance for loan losses | 801,000 | 859,000 | 852,000 | 947,000 |
| Securities available for sale | 12,820,000 | 15,376,000 | 13,533,000 | 12,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,988,000 | 107,898,000 | 110,494,000 | 106,869,000 |
| Interest-bearing deposits | 70,660,000 | 74,147,000 | 75,392,000 | 72,981,000 |
| Noninterest-bearing deposits | 33,328,000 | 33,751,000 | 35,102,000 | 33,888,000 |
| Equity capital | 14,271,000 | 14,450,000 | 14,639,000 | 14,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,652,000 | 4,044,000 | 5,481,000 |
| Interest expense | 90,000 | 187,000 | 285,000 | 384,000 |
| Net interest income | 1,212,000 | 2,465,000 | 3,759,000 | 5,097,000 |
| Noninterest income | 92,000 | 254,000 | 416,000 | 554,000 |
| Noninterest expense | 835,000 | 1,613,000 | 2,499,000 | 3,366,000 |
| Provision for loan losses | 137,000 | 206,000 | 286,000 | 381,000 |
| Pretax income | 332,000 | 900,000 | 1,390,000 | 1,904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 332,000 | 900,000 | 1,390,000 | 1,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,350,000 | 12,356,000 | 12,611,000 | 13,142,000 |
| Total capital | 13,151,000 | 13,215,000 | 13,463,000 | 14,089,000 |
| Risk-weighted assets | 96,419,000 | 97,919,000 | 102,332,000 | 105,720,000 |