Call reports 2015
ARCADIAN BANK — 2015
What ARCADIAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 105,170,000 | 104,872,000 | 117,004,000 | 118,415,000 |
| Total loans | 80,882,000 | 85,222,000 | 87,172,000 | 90,309,000 |
| Allowance for loan losses | 543,000 | 612,000 | 696,000 | 807,000 |
| Securities available for sale | 8,986,000 | 8,800,000 | 13,446,000 | 12,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,789,000 | 90,233,000 | 101,780,000 | 101,370,000 |
| Interest-bearing deposits | 73,198,000 | 72,704,000 | 67,792,000 | 68,710,000 |
| Noninterest-bearing deposits | 17,590,000 | 17,529,000 | 33,989,000 | 32,660,000 |
| Equity capital | 12,585,000 | 12,896,000 | 13,434,000 | 13,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,491,000 | 3,781,000 | 5,146,000 |
| Interest expense | 94,000 | 184,000 | 277,000 | 364,000 |
| Net interest income | 1,178,000 | 2,307,000 | 3,504,000 | 4,782,000 |
| Noninterest income | 105,000 | 185,000 | 335,000 | 497,000 |
| Noninterest expense | 733,000 | 1,520,000 | 2,293,000 | 3,124,000 |
| Provision for loan losses | 124,000 | 193,000 | 277,000 | 388,000 |
| Pretax income | 426,000 | 808,000 | 1,298,000 | 1,812,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 426,000 | 808,000 | 1,298,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,479,000 | 10,963,000 | 11,470,000 | 12,002,000 |
| Total capital | 11,022,000 | 11,575,000 | 12,166,000 | 12,809,000 |
| Risk-weighted assets | 83,003,000 | 87,022,000 | 91,060,000 | 96,274,000 |