Call reports 2014
ARCADIAN BANK — 2014
What ARCADIAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,288,000 | 99,194,000 | 103,177,000 | 108,514,000 |
| Total loans | 70,050,000 | 74,106,000 | 79,677,000 | 86,318,000 |
| Allowance for loan losses | 771,000 | 135,000 | 306,000 | 417,000 |
| Securities available for sale | 12,695,000 | 12,430,000 | 12,117,000 | 9,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,749,000 | 85,860,000 | 89,323,000 | 90,451,000 |
| Interest-bearing deposits | 64,465,000 | 68,933,000 | 71,468,000 | 72,645,000 |
| Noninterest-bearing deposits | 15,284,000 | 16,926,000 | 17,855,000 | 17,806,000 |
| Equity capital | 9,265,000 | 11,531,000 | 11,982,000 | 12,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 1,033,000 | 2,297,000 | 3,605,000 |
| Interest expense | 123,000 | 52,000 | 129,000 | 217,000 |
| Net interest income | 947,000 | 981,000 | 2,168,000 | 3,388,000 |
| Noninterest income | 66,000 | 100,000 | 248,000 | 343,000 |
| Noninterest expense | 838,000 | 672,000 | 1,376,000 | 2,146,000 |
| Provision for loan losses | 39,000 | 135,000 | 306,000 | 417,000 |
| Pretax income | 136,000 | 274,000 | 734,000 | 1,213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 136,000 | 274,000 | 734,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,650,000 | 9,093,000 | 9,569,000 | 10,036,000 |
| Total capital | 9,421,000 | 9,228,000 | 9,875,000 | 10,453,000 |
| Risk-weighted assets | 72,280,000 | 75,867,000 | 80,886,000 | 87,229,000 |