Call reports 2013
ARCADIAN BANK — 2013
What ARCADIAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 95,608,000 | 95,953,000 | 100,416,000 | 94,735,000 |
| Total loans | 71,126,000 | 72,381,000 | 67,235,000 | 70,555,000 |
| Allowance for loan losses | 737,000 | 747,000 | 754,000 | 761,000 |
| Securities available for sale | 13,439,000 | 12,384,000 | 13,791,000 | 13,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,709,000 | 85,305,000 | 89,437,000 | 83,708,000 |
| Interest-bearing deposits | 69,620,000 | 72,885,000 | 73,879,000 | 66,575,000 |
| Noninterest-bearing deposits | 15,090,000 | 12,420,000 | 15,558,000 | 17,134,000 |
| Equity capital | 9,255,000 | 9,027,000 | 9,298,000 | 9,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,282,000 | 3,398,000 | 4,489,000 |
| Interest expense | 190,000 | 371,000 | 528,000 | 669,000 |
| Net interest income | 973,000 | 1,911,000 | 2,870,000 | 3,820,000 |
| Noninterest income | 123,000 | 57,000 | 135,000 | 238,000 |
| Noninterest expense | 912,000 | 1,466,000 | 2,171,000 | 3,005,000 |
| Provision for loan losses | 0 | 15,000 | 22,000 | 23,000 |
| Pretax income | 184,000 | 487,000 | 812,000 | 1,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 487,000 | 812,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,383,000 | 8,544,000 | 8,713,000 | 8,804,000 |
| Total capital | 9,120,000 | 9,291,000 | 9,467,000 | 9,565,000 |
| Risk-weighted assets | 74,231,000 | 75,306,000 | 71,531,000 | 73,907,000 |