Call reports 2012
ARCADIAN BANK — 2012
What ARCADIAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,794,000 | 93,815,000 | 92,870,000 | 97,869,000 |
| Total loans | 70,204,000 | 70,797,000 | 68,003,000 | 73,719,000 |
| Allowance for loan losses | 828,000 | 743,000 | 783,000 | 737,000 |
| Securities available for sale | 17,506,000 | 15,084,000 | 14,853,000 | 13,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,914,000 | 82,791,000 | 81,626,000 | 86,300,000 |
| Interest-bearing deposits | 71,106,000 | 72,205,000 | 69,810,000 | 67,942,000 |
| Noninterest-bearing deposits | 11,808,000 | 10,586,000 | 11,816,000 | 18,358,000 |
| Equity capital | 8,736,000 | 8,849,000 | 9,048,000 | 9,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,264,000 | 3,406,000 | 4,546,000 |
| Interest expense | 255,000 | 494,000 | 713,000 | 911,000 |
| Net interest income | 870,000 | 1,770,000 | 2,693,000 | 3,635,000 |
| Noninterest income | 68,000 | 145,000 | 232,000 | 419,000 |
| Noninterest expense | 688,000 | 1,496,000 | 2,205,000 | 2,961,000 |
| Provision for loan losses | 8,000 | 38,000 | 78,000 | 83,000 |
| Pretax income | 242,000 | 381,000 | 642,000 | 1,010,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 381,000 | 642,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,933,000 | 7,980,000 | 8,068,000 | 8,421,000 |
| Total capital | 8,762,000 | 8,723,000 | 8,851,000 | 9,158,000 |
| Risk-weighted assets | 73,197,000 | 73,471,000 | 71,175,000 | 75,696,000 |