Call reports 2011
ARCADIAN BANK — 2011
What ARCADIAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 91,011,000 | 92,668,000 | 90,803,000 | 91,930,000 |
| Total loans | 70,781,000 | 68,751,000 | 67,548,000 | 67,769,000 |
| Allowance for loan losses | 980,000 | 1,025,000 | 1,029,000 | 843,000 |
| Securities available for sale | 11,641,000 | 12,858,000 | 16,920,000 | 15,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,585,000 | 82,136,000 | 77,982,000 | 80,951,000 |
| Interest-bearing deposits | 72,479,000 | 74,087,000 | 69,138,000 | 68,453,000 |
| Noninterest-bearing deposits | 8,106,000 | 8,049,000 | 8,844,000 | 12,498,000 |
| Equity capital | 8,226,000 | 8,327,000 | 8,611,000 | 8,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,446,000 | 3,656,000 | 4,835,000 |
| Interest expense | 371,000 | 740,000 | 1,083,000 | 1,368,000 |
| Net interest income | 857,000 | 1,706,000 | 2,573,000 | 3,467,000 |
| Noninterest income | 237,000 | 451,000 | 533,000 | 587,000 |
| Noninterest expense | 716,000 | 1,421,000 | 2,085,000 | 2,763,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 130,000 |
| Pretax income | 333,000 | 697,000 | 952,000 | 1,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 333,000 | 697,000 | 952,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,719,000 | 7,700,000 | 7,839,000 | 7,995,000 |
| Total capital | 8,617,000 | 8,588,000 | 8,729,000 | 8,838,000 |
| Risk-weighted assets | 71,819,000 | 70,774,000 | 71,086,000 | 70,734,000 |