Call reports 2010
ARCADIAN BANK — 2010
What ARCADIAN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 81,545,000 | 87,310,000 | 92,168,000 | 90,555,000 |
| Total loans | 68,305,000 | 66,732,000 | 71,652,000 | 71,742,000 |
| Allowance for loan losses | 885,000 | 917,000 | 947,000 | 935,000 |
| Securities available for sale | 6,424,000 | 8,100,000 | 13,871,000 | 12,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,836,000 | 77,347,000 | 81,951,000 | 79,962,000 |
| Interest-bearing deposits | 58,007,000 | 62,373,000 | 62,906,000 | 60,848,000 |
| Noninterest-bearing deposits | 13,829,000 | 14,974,000 | 19,045,000 | 19,114,000 |
| Equity capital | 7,499,000 | 7,745,000 | 8,046,000 | 7,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,379,000 | 3,646,000 | 4,945,000 |
| Interest expense | 405,000 | 811,000 | 1,220,000 | 1,600,000 |
| Net interest income | 757,000 | 1,568,000 | 2,426,000 | 3,345,000 |
| Noninterest income | 43,000 | 92,000 | 138,000 | 231,000 |
| Noninterest expense | 644,000 | 1,250,000 | 1,818,000 | 2,440,000 |
| Provision for loan losses | 28,000 | 58,000 | 88,000 | 108,000 |
| Pretax income | 128,000 | 352,000 | 658,000 | 1,026,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 352,000 | 658,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,954,000 | 7,133,000 | 7,406,000 | 7,515,000 |
| Total capital | 7,829,000 | 8,016,000 | 8,341,000 | 8,425,000 |
| Risk-weighted assets | 69,975,000 | 70,210,000 | 74,185,000 | 72,741,000 |