Call reports 2009
ARCADIAN BANK — 2009
What ARCADIAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 76,269,000 | 77,659,000 | 81,255,000 | 84,590,000 |
| Total loans | 65,594,000 | 67,590,000 | 69,212,000 | 66,050,000 |
| Allowance for loan losses | 887,000 | 932,000 | 982,000 | 837,000 |
| Securities available for sale | 4,059,000 | 4,801,000 | 6,340,000 | 5,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,779,000 | 65,939,000 | 69,206,000 | 73,195,000 |
| Interest-bearing deposits | 58,307,000 | 59,317,000 | 62,731,000 | 58,590,000 |
| Noninterest-bearing deposits | 6,472,000 | 6,622,000 | 6,475,000 | 14,605,000 |
| Equity capital | 6,470,000 | 6,605,000 | 6,910,000 | 7,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,306,000 | 3,498,000 | 4,739,000 |
| Interest expense | 480,000 | 967,000 | 1,436,000 | 1,885,000 |
| Net interest income | 642,000 | 1,339,000 | 2,062,000 | 2,854,000 |
| Noninterest income | 38,000 | 85,000 | 149,000 | 328,000 |
| Noninterest expense | 573,000 | 1,215,000 | 1,772,000 | 2,404,000 |
| Provision for loan losses | 55,000 | 110,000 | 164,000 | 219,000 |
| Pretax income | 52,000 | 99,000 | 275,000 | 559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 99,000 | 275,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,246,000 | 6,214,000 | 6,340,000 | 6,871,000 |
| Total capital | 7,072,000 | 7,065,000 | 7,240,000 | 7,708,000 |
| Risk-weighted assets | 66,005,000 | 68,095,000 | 71,796,000 | 69,395,000 |