Call reports 2008
ARCADIAN BANK — 2008
What ARCADIAN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 76,078,000 | 76,797,000 | 75,481,000 | 75,163,000 |
| Total loans | 67,261,000 | 68,949,000 | 66,272,000 | 65,604,000 |
| Allowance for loan losses | 634,000 | 695,000 | 701,000 | 832,000 |
| Securities available for sale | 3,625,000 | 3,492,000 | 4,686,000 | 4,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,215,000 | 63,636,000 | 63,773,000 | 62,843,000 |
| Interest-bearing deposits | 49,385,000 | 57,495,000 | 57,307,000 | 55,632,000 |
| Noninterest-bearing deposits | 11,830,000 | 6,141,000 | 6,466,000 | 7,210,000 |
| Equity capital | 6,707,000 | 6,833,000 | 6,623,000 | 6,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,602,000 | 3,851,000 | 5,036,000 |
| Interest expense | 594,000 | 1,150,000 | 1,713,000 | 2,225,000 |
| Net interest income | 701,000 | 1,452,000 | 2,138,000 | 2,811,000 |
| Noninterest income | 39,000 | 296,000 | 334,000 | 389,000 |
| Noninterest expense | 590,000 | 1,170,000 | 1,690,000 | 2,225,000 |
| Provision for loan losses | 32,000 | 93,000 | 425,000 | 556,000 |
| Pretax income | 120,000 | 487,000 | 359,000 | 421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 487,000 | 359,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,230,000 | 6,421,000 | 6,228,000 | 6,234,000 |
| Total capital | 6,864,000 | 7,116,000 | 6,929,000 | 7,065,000 |
| Risk-weighted assets | 65,959,000 | 69,228,000 | 67,336,000 | 66,720,000 |