Call reports 2007
ARCADIAN BANK — 2007
What ARCADIAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 67,398,000 | 70,040,000 | 71,387,000 | 74,737,000 |
| Total loans | 57,645,000 | 60,219,000 | 62,627,000 | 64,965,000 |
| Allowance for loan losses | 527,000 | 553,000 | 578,000 | 602,000 |
| Securities available for sale | 3,672,000 | 3,733,000 | 3,865,000 | 4,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,776,000 | 61,146,000 | 60,680,000 | 62,696,000 |
| Interest-bearing deposits | 52,077,000 | 54,534,000 | 50,122,000 | 52,639,000 |
| Noninterest-bearing deposits | 5,699,000 | 6,612,000 | 10,558,000 | 10,057,000 |
| Equity capital | 5,916,000 | 6,134,000 | 6,446,000 | 6,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,459,000 | 3,806,000 | 5,192,000 |
| Interest expense | 534,000 | 1,137,000 | 1,770,000 | 2,420,000 |
| Net interest income | 652,000 | 1,322,000 | 2,036,000 | 2,772,000 |
| Noninterest income | 32,000 | 69,000 | 108,000 | 160,000 |
| Noninterest expense | 520,000 | 1,015,000 | 1,516,000 | 2,042,000 |
| Provision for loan losses | 26,000 | 52,000 | 77,000 | 143,000 |
| Pretax income | 138,000 | 324,000 | 551,000 | 747,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 324,000 | 551,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,482,000 | 5,727,000 | 6,013,000 | 6,151,000 |
| Total capital | 6,009,000 | 6,280,000 | 6,591,000 | 6,753,000 |
| Risk-weighted assets | 58,941,000 | 61,833,000 | 64,064,000 | 66,472,000 |