Call reports 2006
ARCADIAN BANK — 2006
What ARCADIAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,320,000 | 64,103,000 | 61,113,000 | 62,353,000 |
| Total loans | 47,887,000 | 51,502,000 | 52,496,000 | 53,153,000 |
| Allowance for loan losses | 483,000 | 485,000 | 491,000 | 506,000 |
| Securities available for sale | 4,385,000 | 4,328,000 | 4,282,000 | 4,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,743,000 | 56,949,000 | 50,916,000 | 54,921,000 |
| Interest-bearing deposits | 35,872,000 | 50,688,000 | 44,942,000 | 47,702,000 |
| Noninterest-bearing deposits | 10,871,000 | 6,261,000 | 5,974,000 | 7,219,000 |
| Equity capital | 5,249,000 | 5,285,000 | 5,436,000 | 5,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,994,000 | 3,145,000 | 4,301,000 |
| Interest expense | 329,000 | 773,000 | 1,264,000 | 1,766,000 |
| Net interest income | 604,000 | 1,221,000 | 1,881,000 | 2,535,000 |
| Noninterest income | 31,000 | 82,000 | 106,000 | 139,000 |
| Noninterest expense | 480,000 | 1,010,000 | 1,492,000 | 2,031,000 |
| Provision for loan losses | 25,000 | 85,000 | 145,000 | 160,000 |
| Pretax income | 130,000 | 208,000 | 342,000 | 475,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 208,000 | 342,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,815,000 | 4,890,000 | 4,993,000 | 5,085,000 |
| Total capital | 5,298,000 | 5,375,000 | 5,484,000 | 5,591,000 |
| Risk-weighted assets | 46,512,000 | 52,489,000 | 52,595,000 | 54,157,000 |