Call reports 2005
ARCADIAN BANK — 2005
What ARCADIAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,770,000 | 50,767,000 | 53,091,000 | 59,011,000 |
| Total loans | 38,509,000 | 43,711,000 | 44,874,000 | 46,016,000 |
| Allowance for loan losses | 458,000 | 452,000 | 484,000 | 453,000 |
| Securities available for sale | 3,986,000 | 3,812,000 | 3,770,000 | 4,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,173,000 | 42,730,000 | 45,734,000 | 51,560,000 |
| Interest-bearing deposits | 37,930,000 | 38,054,000 | 40,468,000 | 43,997,000 |
| Noninterest-bearing deposits | 4,243,000 | 4,676,000 | 5,266,000 | 7,562,000 |
| Equity capital | 4,928,000 | 4,954,000 | 5,083,000 | 5,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,477,000 | 2,358,000 | 3,304,000 |
| Interest expense | 205,000 | 432,000 | 726,000 | 1,058,000 |
| Net interest income | 518,000 | 1,045,000 | 1,632,000 | 2,246,000 |
| Noninterest income | 39,000 | 95,000 | 126,000 | 155,000 |
| Noninterest expense | 393,000 | 782,000 | 1,204,000 | 1,718,000 |
| Provision for loan losses | 0 | 20,000 | 55,000 | 100,000 |
| Pretax income | 164,000 | 338,000 | 499,000 | 583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 338,000 | 499,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,352,000 | 4,449,000 | 4,603,000 | 4,693,000 |
| Total capital | 4,810,000 | 4,901,000 | 5,087,000 | 5,146,000 |
| Risk-weighted assets | 37,923,000 | 41,795,000 | 43,374,000 | 45,441,000 |