Call reports 2003
ARCADIAN BANK — 2003
What ARCADIAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 34,432,000 | 37,094,000 | 37,255,000 | 39,467,000 |
| Total loans | 26,241,000 | 28,144,000 | 27,634,000 | 29,799,000 |
| Allowance for loan losses | 375,000 | 388,000 | 415,000 | 428,000 |
| Securities available for sale | 5,480,000 | 5,454,000 | 5,216,000 | 5,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,912,000 | 32,459,000 | 33,232,000 | 35,338,000 |
| Interest-bearing deposits | 26,525,000 | 29,210,000 | 29,748,000 | 30,790,000 |
| Noninterest-bearing deposits | 3,387,000 | 3,249,000 | 3,484,000 | 4,548,000 |
| Equity capital | 3,925,000 | 4,035,000 | 3,932,000 | 3,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,130,000 | 1,695,000 | 2,246,000 |
| Interest expense | 183,000 | 351,000 | 516,000 | 674,000 |
| Net interest income | 382,000 | 779,000 | 1,179,000 | 1,572,000 |
| Noninterest income | 27,000 | 56,000 | 81,000 | 110,000 |
| Noninterest expense | 261,000 | 546,000 | 821,000 | 1,186,000 |
| Provision for loan losses | 12,000 | 24,000 | 67,000 | 79,000 |
| Pretax income | 136,000 | 265,000 | 372,000 | 417,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 136,000 | 265,000 | 372,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,169,000 | 3,230,000 | 3,252,000 | 3,297,000 |
| Total capital | 3,513,000 | 3,586,000 | 3,618,000 | 3,681,000 |
| Risk-weighted assets | 27,452,000 | 29,314,000 | 29,204,000 | 30,777,000 |