Call reports 2002
ARCADIAN BANK — 2002
What ARCADIAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,441,000 | 35,160,000 | 35,977,000 | 37,640,000 |
| Total loans | 24,590,000 | 26,025,000 | 26,471,000 | 27,734,000 |
| Allowance for loan losses | 290,000 | 335,000 | 381,000 | 368,000 |
| Securities available for sale | 5,723,000 | 5,799,000 | 5,338,000 | 5,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,789,000 | 28,085,000 | 29,133,000 | 30,432,000 |
| Interest-bearing deposits | 23,518,000 | 25,220,000 | 26,227,000 | 26,643,000 |
| Noninterest-bearing deposits | 3,271,000 | 2,865,000 | 2,906,000 | 3,789,000 |
| Equity capital | 3,059,000 | 3,183,000 | 3,395,000 | 3,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,163,000 | 1,772,000 | 2,384,000 |
| Interest expense | 229,000 | 458,000 | 682,000 | 899,000 |
| Net interest income | 347,000 | 705,000 | 1,090,000 | 1,485,000 |
| Noninterest income | 23,000 | 43,000 | 70,000 | 103,000 |
| Noninterest expense | 268,000 | 518,000 | 753,000 | 1,073,000 |
| Provision for loan losses | 16,000 | 61,000 | 106,000 | 132,000 |
| Pretax income | 86,000 | 169,000 | 301,000 | 383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 169,000 | 301,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,549,000 | 2,565,000 | 2,660,000 | 3,089,000 |
| Total capital | 2,839,000 | 2,900,000 | 3,006,000 | 3,457,000 |
| Risk-weighted assets | 26,501,000 | 27,808,000 | 27,642,000 | 29,804,000 |