Call reports 2001
ARCADIAN BANK — 2001
What ARCADIAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,949,000 | 32,499,000 | 33,468,000 | 32,566,000 |
| Total loans | 21,874,000 | 22,446,000 | 23,427,000 | 23,656,000 |
| Allowance for loan losses | 229,000 | 220,000 | 277,000 | 298,000 |
| Securities available for sale | 7,160,000 | 7,018,000 | 6,378,000 | 5,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,465,000 | 25,221,000 | 26,100,000 | 25,669,000 |
| Interest-bearing deposits | 22,814,000 | 22,676,000 | 22,498,000 | 22,438,000 |
| Noninterest-bearing deposits | 2,651,000 | 2,545,000 | 3,602,000 | 3,231,000 |
| Equity capital | 2,937,000 | 3,002,000 | 3,141,000 | 3,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,248,000 | 1,863,000 | 2,461,000 |
| Interest expense | 334,000 | 626,000 | 938,000 | 1,208,000 |
| Net interest income | 293,000 | 622,000 | 925,000 | 1,253,000 |
| Noninterest income | 15,000 | 28,000 | 48,000 | 90,000 |
| Noninterest expense | 175,000 | 351,000 | 561,000 | 801,000 |
| Provision for loan losses | 35,000 | 76,000 | 125,000 | 265,000 |
| Pretax income | 99,000 | 224,000 | 288,000 | 278,000 |
| Income tax | 13,000 | 19,000 | 19,000 | 19,000 |
| Net income | 86,000 | 205,000 | 269,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,861,000 | 2,495,000 | 2,535,000 | 2,507,000 |
| Total capital | 3,090,000 | 2,715,000 | 2,812,000 | 2,806,000 |
| Risk-weighted assets | 26,406,000 | 26,997,000 | 26,088,000 | 25,767,000 |