Call reports 2019
COMMUNITY BANK OF SNYDER — 2019
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 110,800,000 | 109,255,000 | 110,341,000 | 106,466,000 |
| Total loans | 39,580,000 | 37,766,000 | 35,939,000 | 33,322,000 |
| Allowance for loan losses | 574,000 | 204,000 | 172,000 | 172,000 |
| Securities available for sale | 58,032,000 | 53,920,000 | 25,378,000 | 2,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,183,000 | 95,852,000 | 96,815,000 | 93,027,000 |
| Interest-bearing deposits | 53,772,000 | 52,524,000 | 53,627,000 | 53,836,000 |
| Noninterest-bearing deposits | 44,411,000 | 43,328,000 | 43,188,000 | 39,191,000 |
| Equity capital | 12,061,000 | 12,730,000 | 12,860,000 | 7,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 915,000 | 1,828,000 | 2,718,000 | 3,509,000 |
| Interest expense | 82,000 | 174,000 | 269,000 | 374,000 |
| Net interest income | 833,000 | 1,654,000 | 2,449,000 | 3,135,000 |
| Noninterest income | 53,000 | 138,000 | 196,000 | 251,000 |
| Noninterest expense | 759,000 | 1,502,000 | 2,211,000 | 3,355,000 |
| Provision for loan losses | 153,000 | -217,000 | -165,000 | -165,000 |
| Pretax income | -26,000 | 507,000 | 779,000 | 371,000 |
| Income tax | 0 | 95,000 | 94,000 | 58,000 |
| Net income | -26,000 | 412,000 | 685,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,166,000 | 12,604,000 | 12,876,000 | 7,780,000 |
| Total capital | 12,740,000 | 12,808,000 | 13,048,000 | 7,952,000 |
| Risk-weighted assets | 53,546,000 | 49,865,000 | 43,486,000 | 40,030,000 |