Call reports 2018
COMMUNITY BANK OF SNYDER — 2018
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,560,000 | 110,024,000 | 109,720,000 | 111,644,000 |
| Total loans | 39,290,000 | 40,198,000 | 40,994,000 | 39,975,000 |
| Allowance for loan losses | 421,000 | 421,000 | 421,000 | 421,000 |
| Securities available for sale | 55,673,000 | 57,542,000 | 59,076,000 | 57,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,278,000 | 97,588,000 | 97,192,000 | 98,898,000 |
| Interest-bearing deposits | 55,771,000 | 54,562,000 | 52,727,000 | 53,796,000 |
| Noninterest-bearing deposits | 44,507,000 | 43,026,000 | 44,465,000 | 45,102,000 |
| Equity capital | 11,846,000 | 11,967,000 | 12,041,000 | 11,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,587,000 | 2,442,000 | 3,342,000 |
| Interest expense | 42,000 | 87,000 | 148,000 | 217,000 |
| Net interest income | 748,000 | 1,500,000 | 2,294,000 | 3,125,000 |
| Noninterest income | 76,000 | 152,000 | 219,000 | 309,000 |
| Noninterest expense | 723,000 | 1,444,000 | 2,145,000 | 2,936,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 208,000 | 368,000 | 498,000 |
| Income tax | 0 | -47,000 | -10,000 | 13,000 |
| Net income | 101,000 | 255,000 | 378,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,183,000 | 12,338,000 | 12,460,000 | 12,192,000 |
| Total capital | 12,604,000 | 12,759,000 | 12,881,000 | 12,613,000 |
| Risk-weighted assets | 54,412,000 | 56,395,000 | 54,353,000 | 53,656,000 |