Call reports 2017
COMMUNITY BANK OF SNYDER — 2017
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 115,021,000 | 111,091,000 | 110,994,000 | 118,239,000 |
| Total loans | 48,523,000 | 47,238,000 | 52,026,000 | 47,172,000 |
| Allowance for loan losses | 421,000 | 421,000 | 421,000 | 421,000 |
| Securities available for sale | 54,073,000 | 53,978,000 | 47,535,000 | 44,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,834,000 | 98,672,000 | 98,333,000 | 105,834,000 |
| Interest-bearing deposits | 59,681,000 | 56,960,000 | 56,666,000 | 56,243,000 |
| Noninterest-bearing deposits | 43,153,000 | 41,712,000 | 41,667,000 | 49,591,000 |
| Equity capital | 11,515,000 | 11,694,000 | 11,908,000 | 11,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,539,000 | 2,382,000 | 3,235,000 |
| Interest expense | 34,000 | 70,000 | 109,000 | 149,000 |
| Net interest income | 728,000 | 1,469,000 | 2,273,000 | 3,086,000 |
| Noninterest income | 85,000 | 184,000 | 285,000 | 245,000 |
| Noninterest expense | 736,000 | 1,442,000 | 2,151,000 | 2,844,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 211,000 | 407,000 | 487,000 |
| Income tax | 0 | 0 | 0 | -177,000 |
| Net income | 77,000 | 211,000 | 407,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,570,000 | 11,705,000 | 11,900,000 | 12,081,000 |
| Total capital | 11,991,000 | 12,126,000 | 12,321,000 | 12,502,000 |
| Risk-weighted assets | 68,761,000 | 67,220,000 | 68,236,000 | 66,042,000 |