Call reports 2016
COMMUNITY BANK OF SNYDER — 2016
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 117,544,000 | 115,618,000 | 112,355,000 | 109,477,000 |
| Total loans | 54,371,000 | 50,999,000 | 51,885,000 | 49,966,000 |
| Allowance for loan losses | 421,000 | 421,000 | 421,000 | 421,000 |
| Securities available for sale | 52,783,000 | 52,581,000 | 52,131,000 | 51,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,440,000 | 103,397,000 | 100,081,000 | 97,424,000 |
| Interest-bearing deposits | 61,771,000 | 60,772,000 | 59,254,000 | 58,121,000 |
| Noninterest-bearing deposits | 43,669,000 | 42,625,000 | 40,827,000 | 39,303,000 |
| Equity capital | 11,303,000 | 11,408,000 | 11,460,000 | 11,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,651,000 | 2,463,000 | 3,243,000 |
| Interest expense | 34,000 | 66,000 | 99,000 | 130,000 |
| Net interest income | 814,000 | 1,585,000 | 2,364,000 | 3,113,000 |
| Noninterest income | 59,000 | 128,000 | 199,000 | 281,000 |
| Noninterest expense | 793,000 | 1,553,000 | 2,325,000 | 3,023,000 |
| Provision for loan losses | 106,000 | 106,000 | 106,000 | 106,000 |
| Pretax income | -26,000 | 54,000 | 132,000 | 265,000 |
| Income tax | 0 | 0 | 0 | -17,000 |
| Net income | -26,000 | 54,000 | 132,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,186,000 | 11,265,000 | 11,344,000 | 11,494,000 |
| Total capital | 11,607,000 | 11,686,000 | 11,765,000 | 11,915,000 |
| Risk-weighted assets | 71,751,000 | 68,549,000 | 70,679,000 | 69,508,000 |