Call reports 2014
COMMUNITY BANK OF SNYDER — 2014
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 128,742,000 | 127,075,000 | 132,152,000 | 134,432,000 |
| Total loans | 56,328,000 | 59,439,000 | 57,132,000 | 57,026,000 |
| Allowance for loan losses | 453,000 | 453,000 | 453,000 | 453,000 |
| Securities available for sale | 58,510,000 | 56,756,000 | 57,526,000 | 63,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,327,000 | 114,695,000 | 119,672,000 | 122,083,000 |
| Interest-bearing deposits | 74,923,000 | 73,099,000 | 74,583,000 | 74,883,000 |
| Noninterest-bearing deposits | 41,404,000 | 41,596,000 | 45,089,000 | 47,200,000 |
| Equity capital | 11,442,000 | 11,436,000 | 11,483,000 | 11,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,967,000 | 2,900,000 | 3,812,000 |
| Interest expense | 46,000 | 92,000 | 137,000 | 182,000 |
| Net interest income | 927,000 | 1,875,000 | 2,763,000 | 3,630,000 |
| Noninterest income | 67,000 | 173,000 | 247,000 | 338,000 |
| Noninterest expense | 800,000 | 1,578,000 | 2,334,000 | 3,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 194,000 | 470,000 | 676,000 | 826,000 |
| Income tax | 36,000 | 96,000 | 138,000 | 156,000 |
| Net income | 158,000 | 374,000 | 538,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,236,000 | 11,301,000 | 11,279,000 | 11,213,000 |
| Total capital | 11,689,000 | 11,754,000 | 11,732,000 | 11,666,000 |
| Risk-weighted assets | 64,509,000 | 68,762,000 | 66,354,000 | 66,878,000 |