Call reports 2013
COMMUNITY BANK OF SNYDER — 2013
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 135,769,000 | 133,729,000 | 130,384,000 | 131,428,000 |
| Total loans | 63,915,000 | 63,674,000 | 62,659,000 | 59,763,000 |
| Allowance for loan losses | 554,000 | 552,000 | 436,000 | 472,000 |
| Securities available for sale | 45,881,000 | 47,662,000 | 51,102,000 | 51,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,118,000 | 121,131,000 | 118,141,000 | 118,962,000 |
| Interest-bearing deposits | 84,113,000 | 83,157,000 | 78,593,000 | 78,231,000 |
| Noninterest-bearing deposits | 39,005,000 | 37,974,000 | 39,548,000 | 40,731,000 |
| Equity capital | 11,471,000 | 11,451,000 | 11,230,000 | 11,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 1,963,000 | 2,972,000 | 3,921,000 |
| Interest expense | 75,000 | 136,000 | 196,000 | 251,000 |
| Net interest income | 931,000 | 1,827,000 | 2,776,000 | 3,670,000 |
| Noninterest income | 76,000 | 150,000 | 227,000 | 295,000 |
| Noninterest expense | 831,000 | 1,641,000 | 2,325,000 | 3,058,000 |
| Provision for loan losses | 0 | 0 | 511,000 | 523,000 |
| Pretax income | 176,000 | 336,000 | 167,000 | 384,000 |
| Income tax | 39,000 | 70,000 | 0 | 35,000 |
| Net income | 137,000 | 266,000 | 167,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,184,000 | 11,238,000 | 11,138,000 | 11,247,000 |
| Total capital | 11,738,000 | 11,790,000 | 11,574,000 | 11,719,000 |
| Risk-weighted assets | 70,705,000 | 70,970,000 | 70,263,000 | 68,288,000 |