Call reports 2012
COMMUNITY BANK OF SNYDER — 2012
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,125,000 | 128,528,000 | 130,052,000 | 133,658,000 |
| Total loans | 73,909,000 | 73,783,000 | 68,523,000 | 68,726,000 |
| Allowance for loan losses | 550,000 | 552,000 | 554,000 | 554,000 |
| Securities available for sale | 32,367,000 | 33,926,000 | 36,459,000 | 45,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,268,000 | 115,597,000 | 116,875,000 | 120,628,000 |
| Interest-bearing deposits | 75,203,000 | 77,164,000 | 76,715,000 | 82,475,000 |
| Noninterest-bearing deposits | 40,065,000 | 38,433,000 | 40,160,000 | 38,153,000 |
| Equity capital | 11,517,000 | 11,565,000 | 11,667,000 | 11,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,328,000 | 3,401,000 | 4,458,000 |
| Interest expense | 121,000 | 231,000 | 332,000 | 422,000 |
| Net interest income | 1,081,000 | 2,097,000 | 3,069,000 | 4,036,000 |
| Noninterest income | 66,000 | 128,000 | 221,000 | 303,000 |
| Noninterest expense | 796,000 | 1,600,000 | 2,377,000 | 3,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 351,000 | 625,000 | 918,000 | 1,140,000 |
| Income tax | 106,000 | 185,000 | 270,000 | 333,000 |
| Net income | 245,000 | 440,000 | 648,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,291,000 | 11,273,000 | 11,267,000 | 11,212,000 |
| Total capital | 11,841,000 | 11,825,000 | 11,821,000 | 11,766,000 |
| Risk-weighted assets | 86,518,000 | 88,541,000 | 86,037,000 | 75,849,000 |