Call reports 2011
COMMUNITY BANK OF SNYDER — 2011
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 105,263,000 | 108,744,000 | 114,894,000 | 118,362,000 |
| Total loans | 76,668,000 | 78,272,000 | 75,160,000 | 73,942,000 |
| Allowance for loan losses | 551,000 | 552,000 | 553,000 | 553,000 |
| Securities available for sale | 8,814,000 | 15,017,000 | 15,159,000 | 24,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,535,000 | 95,854,000 | 101,797,000 | 105,485,000 |
| Interest-bearing deposits | 67,369,000 | 69,435,000 | 69,664,000 | 70,604,000 |
| Noninterest-bearing deposits | 25,166,000 | 26,419,000 | 32,133,000 | 34,881,000 |
| Equity capital | 11,359,000 | 11,485,000 | 11,597,000 | 11,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,296,000 | 3,463,000 | 4,630,000 |
| Interest expense | 166,000 | 326,000 | 481,000 | 628,000 |
| Net interest income | 958,000 | 1,970,000 | 2,982,000 | 4,002,000 |
| Noninterest income | 71,000 | 163,000 | 269,000 | 311,000 |
| Noninterest expense | 791,000 | 1,534,000 | 2,298,000 | 3,135,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 599,000 | 953,000 | 1,178,000 |
| Income tax | 77,000 | 192,000 | 298,000 | 367,000 |
| Net income | 161,000 | 407,000 | 655,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,208,000 | 11,293,000 | 11,326,000 | 11,268,000 |
| Total capital | 11,759,000 | 11,845,000 | 11,879,000 | 11,821,000 |
| Risk-weighted assets | 80,221,000 | 84,783,000 | 82,014,000 | 84,745,000 |