Call reports 2010
COMMUNITY BANK OF SNYDER — 2010
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 100,196,000 | 97,581,000 | 97,808,000 | 99,195,000 |
| Total loans | 77,518,000 | 76,538,000 | 75,394,000 | 74,943,000 |
| Allowance for loan losses | 430,000 | 380,000 | 562,000 | 551,000 |
| Securities available for sale | 16,511,000 | 13,447,000 | 11,426,000 | 9,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,677,000 | 84,294,000 | 84,578,000 | 86,092,000 |
| Interest-bearing deposits | 64,110,000 | 64,695,000 | 65,395,000 | 64,289,000 |
| Noninterest-bearing deposits | 18,567,000 | 19,599,000 | 19,183,000 | 21,803,000 |
| Equity capital | 11,591,000 | 11,716,000 | 11,605,000 | 11,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,475,000 | 3,673,000 | 4,834,000 |
| Interest expense | 199,000 | 398,000 | 593,000 | 776,000 |
| Net interest income | 1,046,000 | 2,077,000 | 3,080,000 | 4,058,000 |
| Noninterest income | 117,000 | 239,000 | 337,000 | 442,000 |
| Noninterest expense | 794,000 | 1,532,000 | 2,273,000 | 3,004,000 |
| Provision for loan losses | -73,000 | -124,000 | 59,000 | 48,000 |
| Pretax income | 442,000 | 908,000 | 1,085,000 | 1,448,000 |
| Income tax | 145,000 | 298,000 | 354,000 | 475,000 |
| Net income | 297,000 | 610,000 | 731,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,335,000 | 11,460,000 | 11,393,000 | 11,447,000 |
| Total capital | 11,765,000 | 11,840,000 | 11,955,000 | 11,998,000 |
| Risk-weighted assets | 81,248,000 | 79,434,000 | 78,652,000 | 78,092,000 |