Call reports 2006
COMMUNITY BANK OF SNYDER — 2006
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 112,234,000 | 110,994,000 | 105,911,000 | 116,305,000 |
| Total loans | 28,261,000 | 28,016,000 | 31,097,000 | 33,931,000 |
| Allowance for loan losses | 290,000 | 299,000 | 314,000 | 321,000 |
| Securities available for sale | 44,441,000 | 46,919,000 | 46,829,000 | 49,149,000 |
| Securities held to maturity | 14,233,000 | 13,744,000 | 12,665,000 | 12,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,312,000 | 100,407,000 | 94,342,000 | 104,572,000 |
| Interest-bearing deposits | 83,630,000 | 80,683,000 | 75,960,000 | 86,118,000 |
| Noninterest-bearing deposits | 17,682,000 | 19,724,000 | 18,382,000 | 18,454,000 |
| Equity capital | 9,863,000 | 9,606,000 | 10,171,000 | 10,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,269,000 | 2,736,000 | 4,132,000 | 5,613,000 |
| Interest expense | 587,000 | 1,220,000 | 1,895,000 | 2,672,000 |
| Net interest income | 682,000 | 1,516,000 | 2,237,000 | 2,941,000 |
| Noninterest income | 96,000 | 208,000 | 312,000 | 424,000 |
| Noninterest expense | 652,000 | 1,271,000 | 1,885,000 | 2,500,000 |
| Provision for loan losses | -28,000 | -15,000 | 8,000 | 11,000 |
| Pretax income | 154,000 | 468,000 | 656,000 | 854,000 |
| Income tax | 34,000 | 125,000 | 176,000 | 222,000 |
| Net income | 120,000 | 343,000 | 480,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,836,000 | 10,909,000 | 10,897,000 | 10,897,000 |
| Total capital | 11,126,000 | 11,208,000 | 11,211,000 | 11,218,000 |
| Risk-weighted assets | 48,967,000 | 48,505,000 | 49,183,000 | 52,998,000 |