Call reports 2002
COMMUNITY BANK OF SNYDER — 2002
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 100,042,000 | 96,990,000 | 97,491,000 | 103,697,000 |
| Total loans | 24,016,000 | 25,872,000 | 26,362,000 | 29,342,000 |
| Allowance for loan losses | 214,000 | 218,000 | 249,000 | 266,000 |
| Securities available for sale | 36,994,000 | 36,571,000 | 33,773,000 | 32,856,000 |
| Securities held to maturity | 25,121,000 | 23,841,000 | 22,292,000 | 21,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,885,000 | 84,313,000 | 84,611,000 | 90,904,000 |
| Interest-bearing deposits | 73,212,000 | 69,849,000 | 69,844,000 | 75,471,000 |
| Noninterest-bearing deposits | 14,673,000 | 14,464,000 | 14,767,000 | 15,433,000 |
| Equity capital | 10,677,000 | 11,092,000 | 11,247,000 | 11,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,414,000 | 3,586,000 | 4,753,000 |
| Interest expense | 535,000 | 968,000 | 1,376,000 | 1,811,000 |
| Net interest income | 688,000 | 1,446,000 | 2,210,000 | 2,942,000 |
| Noninterest income | 91,000 | 188,000 | 290,000 | 382,000 |
| Noninterest expense | 598,000 | 1,217,000 | 1,772,000 | 2,517,000 |
| Provision for loan losses | -13,000 | -10,000 | 28,000 | 42,000 |
| Pretax income | 194,000 | 427,000 | 700,000 | 765,000 |
| Income tax | 20,000 | 50,000 | 98,000 | 74,000 |
| Net income | 174,000 | 377,000 | 602,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,679,000 | 10,715,000 | 10,732,000 | 10,596,000 |
| Total capital | 10,893,000 | 10,933,000 | 10,981,000 | 10,862,000 |
| Risk-weighted assets | 54,755,000 | 54,180,000 | 53,955,000 | 57,466,000 |