Call reports 2001
COMMUNITY BANK OF SNYDER — 2001
What COMMUNITY BANK OF SNYDER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 101,701,000 | 100,591,000 | 97,779,000 | 103,674,000 |
| Total loans | 26,230,000 | 28,709,000 | 26,724,000 | 24,975,000 |
| Allowance for loan losses | 153,000 | 189,000 | 170,000 | 214,000 |
| Securities available for sale | 32,603,000 | 28,322,000 | 29,655,000 | 34,280,000 |
| Securities held to maturity | 25,002,000 | 26,508,000 | 25,315,000 | 26,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,939,000 | 87,832,000 | 84,679,000 | 91,018,000 |
| Interest-bearing deposits | 75,516,000 | 73,997,000 | 69,750,000 | 78,117,000 |
| Noninterest-bearing deposits | 13,423,000 | 13,835,000 | 14,929,000 | 12,901,000 |
| Equity capital | 10,908,000 | 10,887,000 | 11,195,000 | 10,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,121,000 | 4,416,000 | 5,720,000 |
| Interest expense | 917,000 | 1,670,000 | 2,320,000 | 2,887,000 |
| Net interest income | 748,000 | 1,451,000 | 2,096,000 | 2,833,000 |
| Noninterest income | 78,000 | 184,000 | 282,000 | 381,000 |
| Noninterest expense | 584,000 | 1,152,000 | 1,621,000 | 2,346,000 |
| Provision for loan losses | -30,000 | 12,000 | 6,000 | 55,000 |
| Pretax income | 272,000 | 471,000 | 751,000 | 905,000 |
| Income tax | 16,000 | 67,000 | 101,000 | 108,000 |
| Net income | 256,000 | 404,000 | 650,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,763,000 | 10,668,000 | 10,764,000 | 10,655,000 |
| Total capital | 10,916,000 | 10,857,000 | 10,934,000 | 10,869,000 |
| Risk-weighted assets | 42,692,000 | 59,195,000 | 56,820,000 | 56,486,000 |