Call reports 2018
GATEWAY COMMUNITY BANK — 2018
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 90,707,000 | 86,478,000 | 89,639,000 | 88,859,000 |
| Total loans | 67,606,000 | 66,283,000 | 68,357,000 | 71,534,000 |
| Allowance for loan losses | 597,000 | 546,000 | 447,000 | 453,000 |
| Securities available for sale | 14,775,000 | 14,034,000 | 13,737,000 | 12,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,996,000 | 63,755,000 | 66,801,000 | 65,232,000 |
| Interest-bearing deposits | 61,236,000 | 48,558,000 | 51,458,000 | 48,471,000 |
| Noninterest-bearing deposits | 14,760,000 | 15,197,000 | 15,343,000 | 16,761,000 |
| Equity capital | 9,544,000 | 9,565,000 | 9,585,000 | 9,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,830,000 | 2,771,000 | 3,824,000 |
| Interest expense | 181,000 | 402,000 | 651,000 | 921,000 |
| Net interest income | 721,000 | 1,428,000 | 2,120,000 | 2,903,000 |
| Noninterest income | 57,000 | 124,000 | 202,000 | 311,000 |
| Noninterest expense | 659,000 | 1,350,000 | 2,055,000 | 2,716,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 8,000 |
| Pretax income | 116,000 | 199,000 | 264,000 | 490,000 |
| Income tax | 15,000 | 26,000 | 32,000 | 81,000 |
| Net income | 101,000 | 173,000 | 232,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,558,000 | 9,584,000 | 9,644,000 | 9,821,000 |
| Total capital | 10,155,000 | 10,130,000 | 10,091,000 | 10,274,000 |
| Risk-weighted assets | 69,241,000 | 68,464,000 | 71,082,000 | 74,214,000 |