Call reports 2017
GATEWAY COMMUNITY BANK — 2017
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 85,641,000 | 88,317,000 | 89,253,000 | 88,534,000 |
| Total loans | 62,871,000 | 63,708,000 | 66,621,000 | 68,169,000 |
| Allowance for loan losses | 596,000 | 631,000 | 657,000 | 569,000 |
| Securities available for sale | 17,965,000 | 16,942,000 | 16,374,000 | 15,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,047,000 | 75,637,000 | 77,497,000 | 77,884,000 |
| Interest-bearing deposits | 59,735,000 | 62,628,000 | 61,819,000 | 62,162,000 |
| Noninterest-bearing deposits | 13,312,000 | 13,009,000 | 15,678,000 | 15,722,000 |
| Equity capital | 9,426,000 | 9,574,000 | 9,635,000 | 9,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,771,000 | 2,679,000 | 3,617,000 |
| Interest expense | 135,000 | 289,000 | 457,000 | 624,000 |
| Net interest income | 748,000 | 1,482,000 | 2,222,000 | 2,993,000 |
| Noninterest income | 51,000 | 43,000 | 99,000 | 155,000 |
| Noninterest expense | 696,000 | 1,406,000 | 2,105,000 | 2,849,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 80,000 |
| Pretax income | 73,000 | 82,000 | 169,000 | 242,000 |
| Income tax | 9,000 | -7,000 | 6,000 | 25,000 |
| Net income | 64,000 | 89,000 | 163,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,540,000 | 9,491,000 | 9,564,000 | 9,455,000 |
| Total capital | 10,136,000 | 10,122,000 | 10,221,000 | 10,024,000 |
| Risk-weighted assets | 63,807,000 | 64,451,000 | 66,049,000 | 67,085,000 |