Call reports 2016
GATEWAY COMMUNITY BANK — 2016
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 89,229,000 | 87,395,000 | 86,215,000 | 85,832,000 |
| Total loans | 59,307,000 | 60,607,000 | 62,704,000 | 63,042,000 |
| Allowance for loan losses | 913,000 | 891,000 | 887,000 | 687,000 |
| Securities available for sale | 14,427,000 | 19,753,000 | 17,883,000 | 17,908,000 |
| Securities held to maturity | 8,076,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,805,000 | 74,728,000 | 74,513,000 | 73,070,000 |
| Interest-bearing deposits | 64,270,000 | 61,639,000 | 60,913,000 | 58,492,000 |
| Noninterest-bearing deposits | 12,535,000 | 13,089,000 | 13,600,000 | 14,578,000 |
| Equity capital | 9,240,000 | 9,499,000 | 9,569,000 | 9,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,743,000 | 2,614,000 | 3,499,000 |
| Interest expense | 139,000 | 278,000 | 417,000 | 549,000 |
| Net interest income | 732,000 | 1,465,000 | 2,197,000 | 2,950,000 |
| Noninterest income | 109,000 | 168,000 | 249,000 | 305,000 |
| Noninterest expense | 730,000 | 1,441,000 | 2,153,000 | 2,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 210,000 | 313,000 | 408,000 |
| Income tax | 10,000 | 20,000 | 39,000 | 66,000 |
| Net income | 101,000 | 190,000 | 274,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,245,000 | 9,365,000 | 9,448,000 | 9,477,000 |
| Total capital | 10,017,000 | 10,142,000 | 10,245,000 | 10,164,000 |
| Risk-weighted assets | 61,649,000 | 61,934,000 | 63,703,000 | 64,249,000 |