Call reports 2015
GATEWAY COMMUNITY BANK — 2015
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,573,000 | 94,428,000 | 88,291,000 | 90,315,000 |
| Total loans | 56,400,000 | 59,679,000 | 59,128,000 | 58,458,000 |
| Allowance for loan losses | 1,169,000 | 1,161,000 | 1,115,000 | 912,000 |
| Securities available for sale | 18,202,000 | 20,225,000 | 15,808,000 | 15,584,000 |
| Securities held to maturity | 8,912,000 | 8,553,000 | 8,529,000 | 8,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,209,000 | 82,147,000 | 75,032,000 | 78,048,000 |
| Interest-bearing deposits | 67,314,000 | 69,318,000 | 61,452,000 | 66,070,000 |
| Noninterest-bearing deposits | 13,895,000 | 12,829,000 | 13,580,000 | 11,978,000 |
| Equity capital | 9,050,000 | 8,933,000 | 9,032,000 | 9,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,756,000 | 2,659,000 | 3,556,000 |
| Interest expense | 83,000 | 181,000 | 286,000 | 401,000 |
| Net interest income | 772,000 | 1,575,000 | 2,373,000 | 3,155,000 |
| Noninterest income | 25,000 | 40,000 | 51,000 | 61,000 |
| Noninterest expense | 732,000 | 1,456,000 | 2,217,000 | 3,014,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 175,000 | 187,000 | 182,000 |
| Income tax | 12,000 | 33,000 | 25,000 | 15,000 |
| Net income | 69,000 | 142,000 | 162,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,123,000 | 9,119,000 | 9,139,000 | 9,144,000 |
| Total capital | 9,898,000 | 9,936,000 | 9,929,000 | 9,919,000 |
| Risk-weighted assets | 61,637,000 | 65,000,000 | 62,878,000 | 61,871,000 |