Call reports 2014
GATEWAY COMMUNITY BANK — 2014
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 88,216,000 | 89,192,000 | 91,377,000 | 90,570,000 |
| Total loans | 52,997,000 | 54,520,000 | 55,989,000 | 55,781,000 |
| Allowance for loan losses | 1,279,000 | 1,296,000 | 1,369,000 | 1,209,000 |
| Securities available for sale | 19,941,000 | 20,545,000 | 19,551,000 | 19,723,000 |
| Securities held to maturity | 7,892,000 | 8,131,000 | 8,301,000 | 8,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,477,000 | 79,231,000 | 79,376,000 | 77,344,000 |
| Interest-bearing deposits | 69,201,000 | 69,174,000 | 66,977,000 | 65,580,000 |
| Noninterest-bearing deposits | 10,276,000 | 10,057,000 | 12,399,000 | 11,764,000 |
| Equity capital | 8,292,000 | 8,536,000 | 8,601,000 | 8,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,721,000 | 2,591,000 | 3,463,000 |
| Interest expense | 71,000 | 146,000 | 224,000 | 306,000 |
| Net interest income | 793,000 | 1,575,000 | 2,367,000 | 3,157,000 |
| Noninterest income | 63,000 | 138,000 | 192,000 | 260,000 |
| Noninterest expense | 693,000 | 1,418,000 | 2,112,000 | 2,886,000 |
| Provision for loan losses | 90,000 | 145,000 | 215,000 | 215,000 |
| Pretax income | 73,000 | 150,000 | 232,000 | 333,000 |
| Income tax | 8,000 | 21,000 | 36,000 | 53,000 |
| Net income | 65,000 | 129,000 | 196,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,869,000 | 8,933,000 | 8,969,000 | 9,053,000 |
| Total capital | 9,428,000 | 9,488,000 | 9,722,000 | 9,800,000 |
| Risk-weighted assets | 56,834,000 | 58,446,000 | 59,553,000 | 59,245,000 |