Call reports 2013
GATEWAY COMMUNITY BANK — 2013
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,280,000 | 86,361,000 | 86,287,000 | 87,673,000 |
| Total loans | 56,570,000 | 54,670,000 | 54,053,000 | 52,935,000 |
| Allowance for loan losses | 1,323,000 | 1,501,000 | 1,520,000 | 1,186,000 |
| Securities available for sale | 19,170,000 | 19,214,000 | 18,693,000 | 19,714,000 |
| Securities held to maturity | 5,419,000 | 6,050,000 | 6,805,000 | 7,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,183,000 | 77,657,000 | 77,756,000 | 79,203,000 |
| Interest-bearing deposits | 68,071,000 | 67,609,000 | 68,943,000 | 65,882,000 |
| Noninterest-bearing deposits | 11,112,000 | 10,048,000 | 8,813,000 | 13,321,000 |
| Equity capital | 8,626,000 | 8,331,000 | 8,095,000 | 8,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,807,000 | 2,674,000 | 3,562,000 |
| Interest expense | 86,000 | 168,000 | 247,000 | 323,000 |
| Net interest income | 840,000 | 1,639,000 | 2,427,000 | 3,239,000 |
| Noninterest income | 42,000 | 158,000 | 203,000 | 83,000 |
| Noninterest expense | 805,000 | 1,496,000 | 2,182,000 | 2,799,000 |
| Provision for loan losses | 150,000 | 385,000 | 465,000 | 500,000 |
| Pretax income | -73,000 | -84,000 | -17,000 | 23,000 |
| Income tax | -33,000 | -61,000 | -40,000 | -22,000 |
| Net income | -40,000 | -23,000 | 23,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,689,000 | 8,705,000 | 8,752,000 | 8,803,000 |
| Total capital | 9,471,000 | 9,431,000 | 9,498,000 | 9,270,000 |
| Risk-weighted assets | 61,257,000 | 58,474,000 | 58,158,000 | 56,976,000 |