Call reports 2012
GATEWAY COMMUNITY BANK — 2012
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,585,000 | 91,897,000 | 89,965,000 | 87,469,000 |
| Total loans | 61,761,000 | 61,207,000 | 61,640,000 | 58,619,000 |
| Allowance for loan losses | 1,077,000 | 857,000 | 877,000 | 1,290,000 |
| Securities available for sale | 22,807,000 | 21,251,000 | 14,336,000 | 15,986,000 |
| Securities held to maturity | 1,324,000 | 2,113,000 | 4,059,000 | 5,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,447,000 | 82,721,000 | 80,701,000 | 78,198,000 |
| Interest-bearing deposits | 72,749,000 | 74,205,000 | 69,663,000 | 67,955,000 |
| Noninterest-bearing deposits | 8,698,000 | 8,516,000 | 11,038,000 | 10,243,000 |
| Equity capital | 8,757,000 | 8,839,000 | 8,926,000 | 8,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,077,000 | 3,117,000 | 4,095,000 |
| Interest expense | 116,000 | 217,000 | 315,000 | 409,000 |
| Net interest income | 927,000 | 1,860,000 | 2,802,000 | 3,686,000 |
| Noninterest income | 53,000 | 102,000 | 203,000 | 248,000 |
| Noninterest expense | 716,000 | 1,426,000 | 2,126,000 | 2,818,000 |
| Provision for loan losses | 120,000 | 240,000 | 390,000 | 910,000 |
| Pretax income | 144,000 | 374,000 | 581,000 | 400,000 |
| Income tax | 56,000 | 163,000 | 245,000 | 160,000 |
| Net income | 88,000 | 211,000 | 336,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,608,000 | 8,730,000 | 8,855,000 | 8,759,000 |
| Total capital | 9,433,000 | 9,543,000 | 9,678,000 | 9,548,000 |
| Risk-weighted assets | 64,956,000 | 65,960,000 | 65,061,000 | 61,841,000 |