Call reports 2011
GATEWAY COMMUNITY BANK — 2011
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 86,957,000 | 88,228,000 | 86,389,000 | 87,388,000 |
| Total loans | 58,880,000 | 60,094,000 | 59,227,000 | 59,721,000 |
| Allowance for loan losses | 720,000 | 732,000 | 820,000 | 976,000 |
| Securities available for sale | 22,796,000 | 21,550,000 | 23,282,000 | 21,482,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,284,000 | 79,333,000 | 77,304,000 | 78,181,000 |
| Interest-bearing deposits | 71,181,000 | 72,004,000 | 68,900,000 | 69,210,000 |
| Noninterest-bearing deposits | 7,103,000 | 7,329,000 | 8,404,000 | 8,971,000 |
| Equity capital | 8,378,000 | 8,751,000 | 8,952,000 | 8,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,149,000 | 3,232,000 | 4,279,000 |
| Interest expense | 170,000 | 332,000 | 472,000 | 595,000 |
| Net interest income | 906,000 | 1,817,000 | 2,760,000 | 3,684,000 |
| Noninterest income | 50,000 | 92,000 | 141,000 | 174,000 |
| Noninterest expense | 705,000 | 1,405,000 | 2,116,000 | 2,915,000 |
| Provision for loan losses | 100,000 | 190,000 | 280,000 | 470,000 |
| Pretax income | 151,000 | 314,000 | 506,000 | 479,000 |
| Income tax | 15,000 | 29,000 | 49,000 | 89,000 |
| Net income | 136,000 | 285,000 | 457,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,265,000 | 8,415,000 | 8,592,000 | 8,519,000 |
| Total capital | 8,985,000 | 9,147,000 | 9,385,000 | 9,314,000 |
| Risk-weighted assets | 65,642,000 | 64,382,000 | 62,650,000 | 62,673,000 |