Call reports 2010
GATEWAY COMMUNITY BANK — 2010
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 85,225,000 | 87,298,000 | 84,688,000 | 84,608,000 |
| Total loans | 57,448,000 | 59,450,000 | 58,568,000 | 58,954,000 |
| Allowance for loan losses | 768,000 | 829,000 | 767,000 | 730,000 |
| Securities available for sale | 22,318,000 | 21,029,000 | 20,986,000 | 20,602,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,694,000 | 79,488,000 | 76,589,000 | 75,924,000 |
| Interest-bearing deposits | 72,294,000 | 73,215,000 | 70,071,000 | 69,876,000 |
| Noninterest-bearing deposits | 5,400,000 | 6,273,000 | 6,518,000 | 6,048,000 |
| Equity capital | 7,287,000 | 7,550,000 | 7,769,000 | 8,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,117,000 | 2,270,000 | 3,390,000 | 4,491,000 |
| Interest expense | 282,000 | 551,000 | 793,000 | 989,000 |
| Net interest income | 835,000 | 1,719,000 | 2,597,000 | 3,502,000 |
| Noninterest income | 37,000 | 77,000 | 116,000 | 169,000 |
| Noninterest expense | 641,000 | 1,304,000 | 1,984,000 | 2,696,000 |
| Provision for loan losses | 70,000 | 130,000 | 190,000 | 300,000 |
| Pretax income | 161,000 | 362,000 | 541,000 | 756,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 362,000 | 541,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,898,000 | 7,099,000 | 7,279,000 | 8,093,000 |
| Total capital | 7,666,000 | 7,924,000 | 8,046,000 | 8,823,000 |
| Risk-weighted assets | 65,178,000 | 65,217,000 | 63,393,000 | 64,241,000 |