Call reports 2009
GATEWAY COMMUNITY BANK — 2009
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 71,831,000 | 73,698,000 | 81,519,000 | 82,908,000 |
| Total loans | 47,945,000 | 49,940,000 | 54,764,000 | 56,988,000 |
| Allowance for loan losses | 647,000 | 612,000 | 665,000 | 697,000 |
| Securities available for sale | 16,816,000 | 19,434,000 | 20,990,000 | 20,932,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,552,000 | 66,594,000 | 74,348,000 | 75,584,000 |
| Interest-bearing deposits | 59,633,000 | 61,455,000 | 68,130,000 | 68,678,000 |
| Noninterest-bearing deposits | 4,919,000 | 5,140,000 | 6,218,000 | 6,906,000 |
| Equity capital | 7,036,000 | 6,823,000 | 6,934,000 | 7,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 939,000 | 1,942,000 | 2,987,000 | 4,093,000 |
| Interest expense | 400,000 | 830,000 | 1,200,000 | 1,507,000 |
| Net interest income | 539,000 | 1,112,000 | 1,787,000 | 2,586,000 |
| Noninterest income | 38,000 | 90,000 | 121,000 | 156,000 |
| Noninterest expense | 576,000 | 1,206,000 | 1,852,000 | 2,498,000 |
| Provision for loan losses | 45,000 | 90,000 | 167,000 | 212,000 |
| Pretax income | -44,000 | -68,000 | -78,000 | 69,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -44,000 | -68,000 | -78,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,659,000 | 6,613,000 | 6,602,000 | 6,751,000 |
| Total capital | 7,306,000 | 7,225,000 | 7,267,000 | 7,448,000 |
| Risk-weighted assets | 54,398,000 | 55,775,000 | 63,180,000 | 64,601,000 |