Call reports 2007
GATEWAY COMMUNITY BANK — 2007
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 52,832,000 | 52,367,000 | 60,124,000 | 58,041,000 |
| Total loans | 38,261,000 | 37,592,000 | 39,816,000 | 40,684,000 |
| Allowance for loan losses | 555,000 | 580,000 | 595,000 | 655,000 |
| Securities available for sale | 10,731,000 | 10,661,000 | 16,405,000 | 14,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,876,000 | 45,503,000 | 53,100,000 | 51,164,000 |
| Interest-bearing deposits | 40,431,000 | 39,603,000 | 47,174,000 | 45,905,000 |
| Noninterest-bearing deposits | 5,445,000 | 5,901,000 | 5,927,000 | 5,259,000 |
| Equity capital | 6,701,000 | 6,622,000 | 6,761,000 | 6,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,780,000 | 2,809,000 | 3,794,000 |
| Interest expense | 447,000 | 907,000 | 1,481,000 | 2,011,000 |
| Net interest income | 440,000 | 873,000 | 1,328,000 | 1,783,000 |
| Noninterest income | 36,000 | 57,000 | 80,000 | -29,000 |
| Noninterest expense | 417,000 | 853,000 | 1,313,000 | 1,818,000 |
| Provision for loan losses | 30,000 | 55,000 | 70,000 | 130,000 |
| Pretax income | 29,000 | 22,000 | 25,000 | -195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 22,000 | 25,000 | -195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,752,000 | 6,744,000 | 6,747,000 | 6,530,000 |
| Total capital | 7,271,000 | 7,263,000 | 7,333,000 | 7,101,000 |
| Risk-weighted assets | 40,739,000 | 40,710,000 | 46,110,000 | 44,855,000 |