Call reports 2004
GATEWAY COMMUNITY BANK — 2004
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 50,218,000 | 44,319,000 | 50,296,000 | 51,856,000 |
| Total loans | 32,440,000 | 37,214,000 | 39,683,000 | 39,864,000 |
| Allowance for loan losses | 336,000 | 372,000 | 397,000 | 406,000 |
| Securities available for sale | 1,717,000 | 3,828,000 | 3,402,000 | 4,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,060,000 | 37,116,000 | 42,867,000 | 44,327,000 |
| Interest-bearing deposits | 31,366,000 | 29,798,000 | 34,999,000 | 39,076,000 |
| Noninterest-bearing deposits | 11,694,000 | 7,318,000 | 7,868,000 | 5,251,000 |
| Equity capital | 7,077,000 | 7,101,000 | 7,310,000 | 7,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,185,000 | 1,847,000 | 2,592,000 |
| Interest expense | 142,000 | 293,000 | 472,000 | 685,000 |
| Net interest income | 424,000 | 892,000 | 1,375,000 | 1,907,000 |
| Noninterest income | 16,000 | 37,000 | 61,000 | 80,000 |
| Noninterest expense | 334,000 | 675,000 | 1,024,000 | 1,421,000 |
| Provision for loan losses | 33,000 | 69,000 | 94,000 | 113,000 |
| Pretax income | 74,000 | 186,000 | 319,000 | 454,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 186,000 | 319,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,072,000 | 7,184,000 | 7,316,000 | 7,452,000 |
| Total capital | 7,408,000 | 7,556,000 | 7,713,000 | 7,858,000 |
| Risk-weighted assets | 34,377,000 | 36,477,000 | 39,524,000 | 39,632,000 |