Call reports 2003
GATEWAY COMMUNITY BANK — 2003
What GATEWAY COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,071,000 | 29,362,000 | 34,588,000 | 40,701,000 |
| Total loans | 17,399,000 | 20,783,000 | 25,625,000 | 30,275,000 |
| Allowance for loan losses | 150,000 | 208,000 | 256,000 | 303,000 |
| Securities available for sale | 1,020,000 | 1,237,000 | 2,213,000 | 2,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,789,000 | 25,119,000 | 30,399,000 | 33,623,000 |
| Interest-bearing deposits | 16,042,000 | 20,371,000 | 21,904,000 | 25,762,000 |
| Noninterest-bearing deposits | 4,747,000 | 4,748,000 | 8,495,000 | 7,861,000 |
| Equity capital | 4,244,000 | 4,179,000 | 4,115,000 | 6,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 595,000 | 1,011,000 | 1,494,000 |
| Interest expense | 71,000 | 174,000 | 298,000 | 430,000 |
| Net interest income | 178,000 | 421,000 | 713,000 | 1,064,000 |
| Noninterest income | 4,000 | 22,000 | 39,000 | 53,000 |
| Noninterest expense | 218,000 | 486,000 | 794,000 | 1,102,000 |
| Provision for loan losses | 30,000 | 88,000 | 136,000 | 183,000 |
| Pretax income | -66,000 | -131,000 | -178,000 | -168,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -66,000 | -131,000 | -178,000 | -168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,244,000 | 4,179,000 | 4,132,000 | 6,997,000 |
| Total capital | 4,394,000 | 4,387,000 | 4,388,000 | 7,300,000 |
| Risk-weighted assets | 18,827,000 | 21,426,000 | 26,995,000 | 31,484,000 |