Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 166,809,000 | 160,771,000 | 168,085,000 | 173,690,000 |
| Total loans | 59,276,000 | 57,500,000 | 58,246,000 | 60,028,000 |
| Allowance for loan losses | 1,125,000 | 1,108,000 | 1,108,000 | 1,254,000 |
| Securities available for sale | 21,466,000 | 25,301,000 | 28,695,000 | 30,730,000 |
| Securities held to maturity | 23,604,000 | 23,396,000 | 23,021,000 | 22,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,335,000 | 136,640,000 | 142,998,000 | 148,197,000 |
| Interest-bearing deposits | 86,029,000 | 84,319,000 | 90,337,000 | 87,902,000 |
| Noninterest-bearing deposits | 57,306,000 | 52,321,000 | 52,661,000 | 60,295,000 |
| Equity capital | 21,751,000 | 22,327,000 | 23,197,000 | 23,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,023,000 | 4,061,000 | 6,097,000 | 8,185,000 |
| Interest expense | 464,000 | 925,000 | 1,398,000 | 1,879,000 |
| Net interest income | 1,559,000 | 3,136,000 | 4,699,000 | 6,306,000 |
| Noninterest income | 105,000 | 204,000 | 327,000 | 439,000 |
| Noninterest expense | 706,000 | 1,474,000 | 2,165,000 | 2,862,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 958,000 | 1,866,000 | 2,861,000 | 3,733,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 958,000 | 1,866,000 | 2,861,000 | 3,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,546,000 | 23,153,000 | 23,648,000 | 24,120,000 |