Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 160,853,000 | 155,198,000 | 152,504,000 | 156,079,000 |
| Total loans | 50,158,000 | 47,749,000 | 49,913,000 | 50,652,000 |
| Allowance for loan losses | 1,314,000 | 1,313,000 | 1,306,000 | 1,096,000 |
| Securities available for sale | 22,809,000 | 21,593,000 | 21,215,000 | 21,315,000 |
| Securities held to maturity | 26,955,000 | 26,897,000 | 25,785,000 | 25,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,152,000 | 135,978,000 | 132,853,000 | 135,584,000 |
| Interest-bearing deposits | 84,736,000 | 78,064,000 | 77,656,000 | 75,114,000 |
| Noninterest-bearing deposits | 57,417,000 | 57,914,000 | 55,197,000 | 60,470,000 |
| Equity capital | 17,074,000 | 17,495,000 | 17,824,000 | 18,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,821,000 | 3,594,000 | 5,469,000 | 7,480,000 |
| Interest expense | 201,000 | 454,000 | 748,000 | 1,061,000 |
| Net interest income | 1,620,000 | 3,140,000 | 4,721,000 | 6,419,000 |
| Noninterest income | 109,000 | 213,000 | 313,000 | 428,000 |
| Noninterest expense | 636,000 | 1,328,000 | 1,989,000 | 2,597,000 |
| Provision for loan losses | 0 | 0 | -15,000 | -15,000 |
| Pretax income | 1,093,000 | 2,025,000 | 3,060,000 | 4,265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,093,000 | 2,025,000 | 3,060,000 | 4,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,194,000 | 18,776,000 | 19,311,000 | 19,866,000 |