Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 114,650,000 | 122,411,000 | 120,349,000 | 129,279,000 |
| Total loans | 48,128,000 | 54,145,000 | 54,573,000 | 48,747,000 |
| Allowance for loan losses | 827,000 | 882,000 | 718,000 | 820,000 |
| Securities available for sale | 16,788,000 | 15,258,000 | 14,808,000 | 15,917,000 |
| Securities held to maturity | 20,523,000 | 22,172,000 | 26,353,000 | 29,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,225,000 | 106,285,000 | 103,992,000 | 112,904,000 |
| Interest-bearing deposits | 60,681,000 | 61,860,000 | 63,535,000 | 66,610,000 |
| Noninterest-bearing deposits | 38,544,000 | 44,425,000 | 40,457,000 | 46,294,000 |
| Equity capital | 13,849,000 | 14,254,000 | 14,449,000 | 14,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,084,000 | 3,079,000 | 4,020,000 |
| Interest expense | 55,000 | 109,000 | 161,000 | 206,000 |
| Net interest income | 1,022,000 | 1,975,000 | 2,918,000 | 3,814,000 |
| Noninterest income | 98,000 | 216,000 | 356,000 | 612,000 |
| Noninterest expense | 591,000 | 1,156,000 | 1,718,000 | 2,279,000 |
| Provision for loan losses | 50,000 | 130,000 | 305,000 | 405,000 |
| Pretax income | 479,000 | 905,000 | 1,251,000 | 1,742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 479,000 | 905,000 | 1,251,000 | 1,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,028,000 | 14,254,000 | 14,400,000 | 14,693,000 |