Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 97,911,000 | 94,802,000 | 94,781,000 | 96,342,000 |
| Total loans | 43,830,000 | 45,351,000 | 46,728,000 | 47,356,000 |
| Allowance for loan losses | 905,000 | 914,000 | 704,000 | 710,000 |
| Securities available for sale | 10,987,000 | 10,825,000 | 10,111,000 | 9,181,000 |
| Securities held to maturity | 19,786,000 | 19,991,000 | 19,618,000 | 21,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,944,000 | 82,347,000 | 82,247,000 | 83,852,000 |
| Interest-bearing deposits | 58,179,000 | 56,182,000 | 54,838,000 | 55,841,000 |
| Noninterest-bearing deposits | 27,766,000 | 26,165,000 | 27,409,000 | 28,011,000 |
| Equity capital | 10,485,000 | 10,911,000 | 10,935,000 | 11,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,757,000 | 2,614,000 | 3,513,000 |
| Interest expense | 38,000 | 77,000 | 114,000 | 150,000 |
| Net interest income | 839,000 | 1,680,000 | 2,500,000 | 3,363,000 |
| Noninterest income | 87,000 | 155,000 | 244,000 | 336,000 |
| Noninterest expense | 564,000 | 1,085,000 | 1,603,000 | 2,093,000 |
| Provision for loan losses | 0 | 0 | 390,000 | 390,000 |
| Pretax income | 362,000 | 750,000 | 751,000 | 1,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 750,000 | 751,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,485,000 | 10,876,000 | 10,877,000 | 10,993,000 |
| Total capital | 11,208,000 | 11,611,000 | 11,581,000 | 11,703,000 |
| Risk-weighted assets | 57,636,000 | 58,629,000 | 59,946,000 | 60,826,000 |