Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 94,854,000 | 93,746,000 | 93,800,000 | 100,662,000 |
| Total loans | 41,383,000 | 41,445,000 | 42,875,000 | 44,717,000 |
| Allowance for loan losses | 800,000 | 813,000 | 862,000 | 893,000 |
| Securities available for sale | 15,599,000 | 14,104,000 | 12,683,000 | 11,731,000 |
| Securities held to maturity | 13,875,000 | 13,847,000 | 16,086,000 | 18,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,425,000 | 82,102,000 | 81,972,000 | 88,727,000 |
| Interest-bearing deposits | 55,329,000 | 53,194,000 | 53,185,000 | 53,945,000 |
| Noninterest-bearing deposits | 28,096,000 | 28,908,000 | 28,787,000 | 34,782,000 |
| Equity capital | 9,942,000 | 10,098,000 | 10,238,000 | 10,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,629,000 | 2,483,000 | 3,326,000 |
| Interest expense | 36,000 | 74,000 | 110,000 | 147,000 |
| Net interest income | 780,000 | 1,555,000 | 2,373,000 | 3,179,000 |
| Noninterest income | 87,000 | 173,000 | 260,000 | 351,000 |
| Noninterest expense | 506,000 | 1,051,000 | 1,592,000 | 2,218,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 361,000 | 677,000 | 1,041,000 | 1,312,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 361,000 | 677,000 | 1,041,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,826,000 | 10,042,000 | 10,238,000 | 10,464,000 |
| Total capital | 10,614,000 | 10,805,000 | 10,964,000 | 11,209,000 |
| Risk-weighted assets | 63,058,000 | 60,963,000 | 57,905,000 | 59,454,000 |