Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 86,933,000 | 85,181,000 | 87,452,000 | 93,219,000 |
| Total loans | 36,448,000 | 38,733,000 | 42,055,000 | 43,534,000 |
| Allowance for loan losses | 816,000 | 825,000 | 835,000 | 926,000 |
| Securities available for sale | 18,010,000 | 17,771,000 | 17,118,000 | 16,278,000 |
| Securities held to maturity | 13,142,000 | 14,563,000 | 14,529,000 | 14,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,297,000 | 74,179,000 | 76,241,000 | 81,897,000 |
| Interest-bearing deposits | 51,604,000 | 50,852,000 | 51,303,000 | 52,757,000 |
| Noninterest-bearing deposits | 24,693,000 | 23,327,000 | 24,938,000 | 29,140,000 |
| Equity capital | 9,220,000 | 9,507,000 | 9,610,000 | 9,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,483,000 | 2,271,000 | 3,086,000 |
| Interest expense | 35,000 | 71,000 | 108,000 | 144,000 |
| Net interest income | 686,000 | 1,412,000 | 2,163,000 | 2,942,000 |
| Noninterest income | 86,000 | 183,000 | 265,000 | 354,000 |
| Noninterest expense | 515,000 | 1,038,000 | 1,568,000 | 2,098,000 |
| Provision for loan losses | 0 | 0 | 0 | 132,000 |
| Pretax income | 257,000 | 557,000 | 860,000 | 1,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 557,000 | 860,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,155,000 | 9,455,000 | 9,558,000 | 9,765,000 |
| Total capital | 9,726,000 | 10,060,000 | 10,214,000 | 10,426,000 |
| Risk-weighted assets | 45,393,000 | 48,156,000 | 52,310,000 | 52,625,000 |