Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,053,000 | 82,485,000 | 80,548,000 | 84,060,000 |
| Total loans | 32,262,000 | 33,866,000 | 36,612,000 | 38,455,000 |
| Allowance for loan losses | 811,000 | 818,000 | 831,000 | 818,000 |
| Securities available for sale | 20,155,000 | 19,084,000 | 18,230,000 | 17,606,000 |
| Securities held to maturity | 12,579,000 | 13,294,000 | 13,263,000 | 12,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,097,000 | 72,369,000 | 70,090,000 | 73,345,000 |
| Interest-bearing deposits | 51,099,000 | 50,212,000 | 47,839,000 | 48,365,000 |
| Noninterest-bearing deposits | 21,998,000 | 22,157,000 | 22,251,000 | 24,980,000 |
| Equity capital | 8,643,000 | 8,723,000 | 8,982,000 | 9,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,361,000 | 2,086,000 | 2,835,000 |
| Interest expense | 36,000 | 73,000 | 109,000 | 145,000 |
| Net interest income | 633,000 | 1,288,000 | 1,977,000 | 2,690,000 |
| Noninterest income | 98,000 | 183,000 | 279,000 | 367,000 |
| Noninterest expense | 512,000 | 1,009,000 | 1,520,000 | 2,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 458,000 | 732,000 | 1,051,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | 205,000 | 448,000 | 722,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,562,000 | 8,705,000 | 8,979,000 | 9,298,000 |
| Total capital | 9,101,000 | 9,279,000 | 9,583,000 | 9,899,000 |
| Risk-weighted assets | 45,988,000 | 47,864,000 | 48,120,000 | 48,410,000 |