Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,033,000 | 81,052,000 | 76,566,000 | 79,349,000 |
| Total loans | 30,910,000 | 31,263,000 | 34,971,000 | 34,990,000 |
| Allowance for loan losses | 641,000 | 647,000 | 736,000 | 736,000 |
| Securities available for sale | 22,444,000 | 22,842,000 | 21,810,000 | 20,530,000 |
| Securities held to maturity | 11,016,000 | 11,583,000 | 12,004,000 | 11,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,950,000 | 71,635,000 | 66,840,000 | 69,627,000 |
| Interest-bearing deposits | 51,015,000 | 49,575,000 | 47,529,000 | 47,309,000 |
| Noninterest-bearing deposits | 19,935,000 | 22,060,000 | 19,311,000 | 22,318,000 |
| Equity capital | 7,844,000 | 8,114,000 | 8,358,000 | 8,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,363,000 | 2,085,000 | 2,815,000 |
| Interest expense | 44,000 | 84,000 | 121,000 | 156,000 |
| Net interest income | 634,000 | 1,279,000 | 1,964,000 | 2,659,000 |
| Noninterest income | 111,000 | 197,000 | 275,000 | 365,000 |
| Noninterest expense | 502,000 | 985,000 | 1,473,000 | 1,956,000 |
| Provision for loan losses | 74,000 | 85,000 | 220,000 | 221,000 |
| Pretax income | 159,000 | 391,000 | 525,000 | 826,000 |
| Income tax | 0 | 0 | 0 | -10,000 |
| Net income | 159,000 | 391,000 | 525,000 | 836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,940,000 | 8,172,000 | 8,306,000 | 8,357,000 |
| Total capital | 8,445,000 | 8,675,000 | 8,866,000 | 8,907,000 |
| Risk-weighted assets | 46,683,000 | 46,547,000 | 50,835,000 | 48,603,000 |